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Chinese Mortgage Calculator

Calculate Chinese home loans using the Loan Prime Rate (LPR) system.

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Monthly (¥)

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Total Interest (万)

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Total Repayment (万)

Navigate the Chinese Housing Market

Calculating a mortgage in China involves the Loan Prime Rate (LPR) and typically uses one of two methods: Equal Principal and Interest (等额本息) or Equal Principal (等额本金).

Our minimalistic Chinese Mortgage Calculator is designed exactly like local apps. You input your loan amount in standard Chinese units (Wan / 万), select your term, and input the current LPR rate. It instantly calculates your fixed monthly payment and total accrued interest without unnecessary bloat.

Часті запитання

LPR stands for Loan Prime Rate. It is the new benchmark interest rate system introduced by the People's Bank of China (PBOC) to replace the old fixed benchmark rates for commercial mortgages.

In China, large financial amounts are counted in units of 10,000 (Wan/万), rather than 1,000 (Thousands). A 100 万 loan is exactly 1,000,000 RMB.
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