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Pakistan Provident Fund (GP Fund) Calculator
Calculate Pakistan GP Fund / EPF monthly contribution, employer contribution, and accumulated balance with 12% profit rate.
Monthly Contribution
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Total Contributions
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Estimated Balance
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Profit Earned
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Frequently Asked Questions
General Provident Fund (GP Fund) is a retirement savings scheme for Pakistan federal government employees. Employees contribute a percentage of basic pay monthly, and the government credits profit at 12% per annum.
The subscription rate is typically 6%–8% of basic pay per month, but employees can choose to contribute more. There is no employer matching in GP Fund; the government instead credits interest.
GP Fund balance can be fully withdrawn on retirement. Partial advances are allowed for house construction, children's education, or medical emergencies.
The government has been crediting 12% per annum profit to GP Fund accounts. This rate is reviewed periodically.