← Todas las herramientas / Pakistan Car Loan Calculator
🇵🇰

Pakistan Car Loan Calculator

Calculate monthly car loan installments (EMI), total interest, and full amortization for any bank in Pakistan.

Monthly Installment (EMI)
Monto total a pagar
Total Interest (Markup)
Loan Principal

Preguntas frecuentes

Major car loan providers include HBL, MCB, UBL, Bank Alfalah, Meezan Bank (Islamic), Bank Islamic, and NBP. Markup rates range from 22%–28% per annum (2024).

Most banks require a minimum 15%–30% down payment. Meezan Bank and Islamic banks offer 0% down on certain schemes.

Maximum tenure is typically 5 years (60 months). Some banks offer 7-year terms for higher loan amounts.

Conventional car loans charge interest (riba). Islamic banks offer Murabaha-based car financing that is Shariah-compliant. Meezan Bank and Bank Islami are the most popular.

Datos breves

  • ✓ Impuesto sobre la renta FBR: 0%–35%
  • ✓ Tasa estándar de GST: 17%
  • ✓ Salario mínimo 2024: PKR 37 000
  • ✓ Empleado EOBI: 1%
  • ✓ Beneficio del Fondo GP: 12% p.a.
  • ✓ CGT sobre propiedad: 0%–15%