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Pakistan Car Loan Calculator

Calculate monthly car loan installments (EMI), total interest, and full amortization for any bank in Pakistan.

Monthly Installment (EMI)
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Celková splatná částka
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Total Interest (Markup)
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Loan Principal
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Často kladené otázky

Major car loan providers include HBL, MCB, UBL, Bank Alfalah, Meezan Bank (Islamic), Bank Islamic, and NBP. Markup rates range from 22%–28% per annum (2024).

Most banks require a minimum 15%–30% down payment. Meezan Bank and Islamic banks offer 0% down on certain schemes.

Maximum tenure is typically 5 years (60 months). Some banks offer 7-year terms for higher loan amounts.

Conventional car loans charge interest (riba). Islamic banks offer Murabaha-based car financing that is Shariah-compliant. Meezan Bank and Bank Islami are the most popular.

🇵🇰 Pákistánské nástroje

Rychlá fakta

  • ✓ Daň z příjmu FBR: 0 %–35 %
  • ✓ Standardní sazba GST: 17 %
  • ✓ Minimální mzda 2024: 37 000 PKR
  • ✓ Zaměstnanec EOBI: 1 %
  • ✓ Zisk fondu GP: 12 % p.a.
  • ✓ CGT na nemovitost: 0 %–15 %