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Singapore COE Calculator

Calculate the total on-road cost of a car in Singapore including COE, ARF, and GST.

What is COE in Singapore?

The Certificate of Entitlement (COE) is a permit required to own a car in Singapore. It's obtained through a bidding system (twice monthly) and gives the right to own and use a vehicle for 10 years. COE prices fluctuate with supply and demand — Cat A COE for smaller cars and Cat B for larger/more powerful vehicles. COE prices have surged to S$100,000+ in recent years, making Singapore cars among the world's most expensive.

How ARF Works

Additional Registration Fee (ARF) is calculated on the car's OMV: 100% on the first S$20,000 of OMV, 140% on the next S$30,000 (S$20k–S$50k), and 180% on any OMV above S$50,000. A Preferential Additional Registration Fee (PARF) rebate of up to 75% of ARF paid is given when the car is deregistered before 10 years.

Frequently Asked Questions

A COE is valid for 10 years from the date of registration. After 10 years, you can renew the COE for another 5 or 10 years by paying the Prevailing Quota Premium (PQP), which is the 3-month moving average of COE bids. If you don't renew, the car must be deregistered and you receive the PARF + COE rebate.

Cat A covers cars with engine capacity ≤1600cc AND power output ≤97kW. Cat B covers all other cars (larger engines or higher power). Cat B COE typically costs S$10,000–S$30,000 more than Cat A due to lower supply and higher demand from luxury car buyers. Cat E is open to all cars, usually priced between A and B.

Yes. You can renew for 5 years (paying 50% PQP) or 10 years (paying 100% PQP). After the second renewal, no further renewals are allowed — the car must be deregistered. For many older cars, scrapping and buying new is more economical than renewing at current PQP rates. Check LTA's website for current PQP rates.

Singapore uses the COE and VQS (Vehicle Quota System) to limit the total number of vehicles on its roads and manage congestion. The COE bidding system means car prices include: the car's actual price + COE + ARF + GST + registration fees + ERP costs. A car worth S$30,000 OMV can cost S$200,000+ on the road due to taxes and COE.

Quick Facts

  • ✓ COE + ARF + GST breakdown
  • ✓ Cat A, B, and E COE
  • ✓ ARF tiered calculation
  • ✓ Full on-road cost estimate
  • ✓ 100% free, browser-based