Calculate monthly installments for Mera Pakistan Mera Ghar (PMHP) and conventional home loans at 5%-22% markup.
Monthly Installment
—
Total Amount Payable
—
Total Markup
—
Loan Amount
—
Frequently Asked Questions
PMHP is a government housing finance scheme offering subsidized home loans at 5% markup for low-cost housing (up to PKR 2.5M), 7% for PKR 2.5M–4M, and 9% for PKR 4M–6M properties.
HBL, MCB, UBL, Bank Alfalah, Askari Bank, Meezan Bank (Islamic), and government banks like NBP offer home loans under both conventional and PMHP schemes.
Most banks offer home loans for up to 20 years (240 months). PMHP schemes also allow 20-year repayment periods.
Generally banks allow EMI up to 40%–50% of your gross monthly income. So for PKR 100,000 salary, EMI can be PKR 40,000–50,000/month.